CredOCalc Privacy Policy
CredOCalc provides loan calculators for informational purposes. This Privacy Policy explains how we collect, use, and share information when you use our website.
Information We Collect
- Usage data, such as pages visited and interactions with the calculator.
- Device and browser data, such as IP address, browser type, and operating system.
- Advertising data collected by third-party ad partners such as Google AdSense.
Calculator Inputs
We do not require an account. Calculator inputs are processed locally in your browser. We do not store your entries on our servers.
Cookies and Tracking Technologies
We use cookies and similar tracking technologies to track activity on our website and hold certain information. Cookies are files with small amounts of data which may include an anonymous unique identifier.
Types of cookies we use:
- Essential cookies: Required for the website to function properly (e.g., theme preference)
- Analytics cookies: Help us understand how visitors interact with our website
- Advertising cookies: Used by Google AdSense and other ad partners to serve personalized ads based on your interests
Google AdSense and Advertising
We use Google AdSense to serve advertisements on our website. Google AdSense uses cookies to serve ads based on your prior visits to our website and other websites on the internet.
Google's use of advertising cookies enables it and its partners to serve ads to our users based on their visit to our sites and/or other sites on the Internet.
You may opt out of personalized advertising by visiting Google Ads Settings.
For more information about how Google uses data when you use our site, visit Google Ads Policies.
Cookie Consent
When you first visit our website, you will see a cookie consent banner. You can:
- Accept All: Consent to the use of all cookies including advertising cookies for personalized ads
- Reject Non-Essential: Only essential cookies will be used and ads may be non-personalized
Your choice is stored and will not be shown again unless you clear your browser storage.
We use consent mode to ensure analytics and advertising scripts respect your preference.
How We Use Information
- To operate and improve the website and calculators.
- To measure performance and troubleshoot issues.
- To support advertising and analytics services.
Sharing
We may share information with service providers (analytics or ad partners) to operate the site. We do not sell your personal information.
Your Choices
- You can disable cookies in your browser settings.
- You can opt out of personalized ads via Google Ads Settings.
- You can update your consent from the Cookie Settings link on the main calculator page.
Do Not Sell or Share My Personal Information
We do not sell personal information. If you are a California resident, you may opt out of sharing for cross-context behavioral advertising.
To submit a request, email kp@khagen.io with the subject “Do Not Sell or Share.”
Contact
For privacy questions, contact: kp@khagen.io