All calculators
20 free tools for the money decisions people make most. Every one runs in your browser, works in your currency and explains its results in plain English.
Home loans & mortgages
Repayments, borrowing power, refinancing and paying it off sooner.
Mortgage & Home Loan Calculator
Monthly, fortnightly or weekly repayments with taxes, extras and a full schedule.
How Much House Can I Afford?
Your realistic price range and borrowing power from income, debts and deposit.
Extra Repayments & Early Payoff Calculator
See how much interest and time extra payments or a lump sum save you.
Refinance Calculator
Should you switch? Monthly savings, total savings and your break-even point.
Loan-to-Value (LTV / LVR) Calculator
Your loan-to-value ratio, equity and how far you are from 80%.
Loans & debt
Car loans, personal loans, credit cards and getting debt-free.
Loan Calculator
Repayments and total cost for any fixed-rate loan, with a full schedule.
Car Loan Calculator
Repayments with deposit, trade-in, fees, sales tax and balloon payments.
Personal Loan Calculator
Repayments plus the real APR once upfront and monthly fees are included.
Loan Comparison Calculator
Put two loan offers side by side and see which really costs less.
Credit Card Payoff Calculator
How long to clear your card, and what paying a bit more saves.
Debt Payoff Planner: Snowball vs Avalanche
Plan your way out of multiple debts and compare snowball with avalanche.
Debt-to-Income (DTI) Ratio Calculator
Your DTI ratio and how lenders are likely to read it.
Savings & growth
Compound interest, goals, retirement and the cost of inflation.
Compound Interest Calculator
Watch savings grow with regular deposits, any compounding frequency and inflation.
Savings Goal Calculator
How much to save each month to hit a target by a date.
Retirement Savings Calculator
Will your nest egg last? Project savings and a sustainable income.
Simple Interest Calculator
Interest on a principal, rate and time, compared with compounding.
Inflation & Purchasing Power Calculator
What money will be worth, or cost, in the future at a given inflation rate.
Property investing
Rental yield, cash flow and whether to rent or buy.
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