Educational use only
CredoCalc's calculators and guides provide general information and estimates for education and planning. They are not financial, investment, tax, legal or credit advice, and they don't consider your personal circumstances. Don't rely on them alone to make a decision. Before you act, check figures with your lender and consider speaking to a licensed professional.
Accuracy
We work hard to make our formulas correct and our explanations clear, and we describe our methods on the about page. Results depend on the inputs you provide and on simplifying assumptions, so they may differ from a lender's figures. Rules, rates and products also change. We don't guarantee that any result is accurate, complete or current.
Using the site
- You may use the calculators for personal and business purposes, and share links to results.
- Don't attempt to disrupt, overload, scrape at scale or gain unauthorised access to the site.
- Don't copy or republish our guides or page content without permission. Short quotations with a link back are fine.
Intellectual property
The CredoCalc name, logo, design, text and code are owned by CredoCalc unless stated otherwise. Underlying financial formulas are, of course, public knowledge.
Advertising and third-party links
The site shows ads from Google AdSense and may link to other websites. We don't control and aren't responsible for third-party ads, products or websites. An ad appearing on CredoCalc isn't an endorsement. See our advertising disclosure.
No warranty
The site is provided “as is” and “as available”, without warranties of any kind, express or implied, including fitness for a particular purpose, to the fullest extent permitted by law.
Limitation of liability
To the fullest extent permitted by law, CredoCalc and its operator aren't liable for any loss or damage arising from use of, or reliance on, the site or its results. Nothing in these terms excludes rights you have under consumer law that can't be excluded.
Changes
We may update these terms from time to time. The date at the top shows the latest version. Continuing to use the site means you accept the updated terms.
Contact
Questions about these terms: kp@khagen.io.