- ₹5 lakh salary Nil tax, new regime
- ₹6 lakh salary Nil tax, new regime
- ₹7 lakh salary Nil tax, new regime
- ₹8 lakh salary Nil tax, new regime
- ₹9 lakh salary Nil tax, new regime
- ₹10 lakh salary Nil tax, new regime
- ₹11 lakh salary Nil tax, new regime
- ₹12 lakh salary Nil tax, new regime
- ₹12.75 lakh salary Nil tax, new regime
- ₹13 lakh salary ₹26,000 new regime
- ₹14 lakh salary ₹81,900 new regime
- ₹15 lakh salary ₹97,500 new regime
- ₹16 lakh salary ₹1,13,100 new regime
- ₹18 lakh salary ₹1,50,800 new regime
- ₹20 lakh salary ₹1,92,400 new regime
- ₹22 lakh salary ₹2,40,500 new regime
- ₹25 lakh salary ₹3,19,800 new regime
- ₹30 lakh salary ₹4,75,800 new regime
- ₹35 lakh salary ₹6,31,800 new regime
- ₹40 lakh salary ₹7,87,800 new regime
- ₹50 lakh salary ₹10,99,800 new regime
Tax on every salary at a glance
For a resident under 60 whose income is salary, with the standard deduction applied. The old regime column assumes ₹1.5 lakh of tax-saving investments and ₹25,000 of health insurance.
| Salary | New regime | Old regime | Take-home a month | Old regime wins above |
|---|---|---|---|---|
| ₹5 lakh | ₹0 | ₹0 | ₹41,667 | Both nil |
| ₹6 lakh | ₹0 | ₹0 | ₹50,000 | Both nil |
| ₹7 lakh | ₹0 | ₹0 | ₹58,333 | Both nil |
| ₹8 lakh | ₹0 | ₹28,600 | ₹66,667 | ₹2,50,000 of deductions |
| ₹9 lakh | ₹0 | ₹49,400 | ₹75,000 | ₹3,50,000 of deductions |
| ₹10 lakh | ₹0 | ₹70,200 | ₹83,333 | ₹4,50,000 of deductions |
| ₹11 lakh | ₹0 | ₹91,000 | ₹91,667 | ₹5,50,000 of deductions |
| ₹12 lakh | ₹0 | ₹1,11,800 | ₹1,00,000 | ₹6,50,000 of deductions |
| ₹12.75 lakh | ₹0 | ₹1,32,600 | ₹1,06,250 | ₹7,25,000 of deductions |
| ₹13 lakh | ₹26,000 | ₹1,40,400 | ₹1,06,167 | ₹6,87,500 of deductions |
| ₹14 lakh | ₹81,900 | ₹1,71,600 | ₹1,09,842 | ₹5,18,750 of deductions |
| ₹15 lakh | ₹97,500 | ₹2,02,800 | ₹1,16,875 | ₹5,43,750 of deductions |
| ₹16 lakh | ₹1,13,100 | ₹2,34,000 | ₹1,23,908 | ₹5,68,750 of deductions |
| ₹18 lakh | ₹1,50,800 | ₹2,96,400 | ₹1,37,433 | ₹6,41,667 of deductions |
| ₹20 lakh | ₹1,92,400 | ₹3,58,800 | ₹1,50,633 | ₹7,08,333 of deductions |
| ₹22 lakh | ₹2,40,500 | ₹4,21,200 | ₹1,63,292 | ₹7,54,167 of deductions |
| ₹25 lakh | ₹3,19,800 | ₹5,14,800 | ₹1,81,683 | ₹8,00,000 of deductions |
| ₹30 lakh | ₹4,75,800 | ₹6,70,800 | ₹2,10,350 | ₹8,00,000 of deductions |
| ₹35 lakh | ₹6,31,800 | ₹8,26,800 | ₹2,39,017 | ₹8,00,000 of deductions |
| ₹40 lakh | ₹7,87,800 | ₹9,82,800 | ₹2,67,683 | ₹8,00,000 of deductions |
| ₹50 lakh | ₹10,99,800 | ₹12,94,800 | ₹3,25,017 | ₹8,00,000 of deductions |
The highlighted figure is the lower tax. Take-home is after income tax in the cheaper regime and before your PF contribution. Salaries up to ₹12.75 lakh pay no tax under the new regime, thanks to the ₹75,000 standard deduction and the rebate on taxable income up to ₹12 lakh.
Have other income, HRA or a home loan? Compare both regimes with your own figures in the income tax calculator. These are estimates for tax year 2026-27 under the Income-tax Act, 2025, not tax advice.